A fully compliant Preventative Care Management Program that costs nothing to implement — and saves your company up to $640 per employee, per year.
Up and running in days — not months. No disruption to your existing broker, insurance carrier, or benefit structure.
A brief questionnaire helps us analyze your company's eligibility and calculate your exact savings.
One of our benefits experts reviews your setup, collects any necessary documents, and answers all your questions.
We show you the exact tax savings per employee and for your company as a whole — in writing, before you commit.
Our team handles implementation. Can be deployed any time of year — not tied to open enrollment.
Clear answers to the questions employers always ask first.
This program is NOT health insurance and does not replace your existing health insurance plan.
No cost to the employer to implement. No cost to employees to participate.
Works alongside your existing benefits. Does not replace or interfere with your broker, agent, or carrier.
Employee take-home pay stays the same — and may actually increase in many cases.
Employers save an average of ~$640 per qualified employee per year in payroll tax (FICA).
Program can be implemented any time of year — not restricted to open enrollment windows.
Based on approximately $640 per qualified employee per year in payroll tax savings.
| Qualified Employees | Annual Savings | Monthly EBITDA Boost |
|---|---|---|
| 25 employees | $16,000 | $1,333 |
| 50 employees | $32,000 | $2,667 |
| 100 employees | $64,000 | $5,333 |
| 250 employees | $160,000 | $13,333 |
| 500 employees | $320,000 | $26,667 |
* Actual savings may vary based on employee eligibility and participation. EBITDA boost = $53.33/employee/month.
Enter the number of employees to see your estimated annual payroll tax savings — at zero cost to implement.
Meets the definition of a Self-Insured Medical Reimbursement Plan under Treasury Regulation §1.105-11.
Under IRC §105(b), reimbursements for qualified medical care are excluded from employee income. No payroll taxes. No income tax withholding.
IRS Publication 15 explicitly states these reimbursements are not wages and not subject to payroll taxes or withholding.
Congress has declined IRS proposals (2023 & 2024) to require itemization under §105(b). No receipts or expense proofs needed.
Per IRC §106(a), tax treatment is based on access to medical care — not whether each employee actively uses the services.
Lewis & Ellis, one of the nation's top actuarial firms, independently valued the full benefit suite. The program uses only 62% of that value ($14,640), ensuring a conservative, defensible approach.
Meets the federal definition of insurance per Helvering v. Le Gierse — involving real risk transfer, variability in utilization, and severity of claims.
Fully compliant with all applicable federal healthcare and telehealth regulations, including CARES Act provisions and IRC Sections 105, 106, and 3121.
Top-rated insurance companies have thoroughly underwritten EHP's program and are willing to insure the compliance risk for $20 million per client. That's how confident the industry is in this structure.
From business owners to employees — here's what the program means to them.
We love the ability to offer the EHP program to employees at a $0 net cost. It's been a true differentiator for us in hiring.
By offering the EHP program, we have seen a significant uptick in both existing employee retention and new employee recruitment.
Thanks to the EHP program, I now have access to local and virtual medical care for myself and my whole family that we simply did not have before.
Utilizing the prescription program through EHP has been super helpful for me and my whole family. I never expected this level of coverage.
Fill out the form and one of our benefits experts will reach out within one business day with a personalized proposal — at no cost or obligation.
Thank you for reaching out. One of our benefits experts will contact you within one business day with your personalized savings report.